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H Narayanasamy vs The Indian Bank And Others

Madras High Court|15 June, 2017
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JUDGMENT / ORDER

The petitioner has filed the above writ petition, to issue a writ of mandamus, directing the first respondent not to recover the loan amount sanctioned towards Agricultural Medium with Term Loan in Account No.962024096 without first taking due course in a manner known to law. 2. It is the case of the petitioner, that he approached the first respondent-Bank and on number of occasions he requested them to furnish the exact amount to be recovered from the petitioner and as to the amount of subsidy sanctioned by the Central Government. However, the respondent-bank has not given any concrete reply. The petitioner has also stated that his children have also left him and he has no livelihood except the pension amount, which has also been recovered from the petitioner without taking any proper action as sanctioned by the law.
3. When the matter is taken up for hearing, the respondents 1 and 2 filed their counter, wherein it has been stated as follows:
“7. I submit that the bank has provided all the particulars requested by the petitioner (i.e) rate of interest, present outstanding and statement of account. In spite of that on 23.09.2016, he gave letter for asking statement of account and the same has been furnished on the same date and the petitioner has also acknowledged the same. At no point of time the bank has deviated from the sanction ticket in recovering its dues. As stated supra at his owner request the amount was adjusted in the pension account, and again after his instruction the same was stopped. Even the pension amount was not credited as stated supra. Even now the petitioner can approach the bank for settling the account and the bank is always willing to extent its support as per the banking norms”.
4. The third respondent filed his counter, wherein he had stated that the petitioner's pension was credited from the month of May 2017 in the Indian Bank Savings Bank Account No.571772562 for the annual mustering for the year 2017. Further, the third respondent has also stated that the pension from 01.08.2016 to 30.04.2017, which is not the mustered period, the claim preferred as per the statement was sanction to the Commissioner of Fisheries and Accounts Department, Chennai on 02.06.2017 and the amount was being sanctioned by the Commissioner of Fisheries and Accounts and will be drawn and credited to the said Savings Bank as usual.
5. Recording the averments stated in paragraph 7 of the counter filed by the respondents 1 and 2, I am of the view that the respondents 1 and 2 have specifically stated that, at no point of time, the bank has deviated from the sanction ticket in recovering its dues. Further, he has stated that the statement of Account was also furnished to the petitioner on 23.09.2017. That apart, the respondents have also stated that the petitioner can approach the bank for settling the amount and the bank is also willing to extent its support as per banking norms.
6. In view of the averments stated in the counter filed by the respondents 1 and 2 and also the third respondent, I do not find any reason to keep the writ petition pending. In these circumstances, recording the counter filed by the respondents 1 to 3, this writ petition stands closed. No costs. Consequently, connected Miscellaneous petition is also closed.
15.06.2017 abr/Rj To
1. The Branch Manager, Indian Bank, Pochampalli Brach, Pochampalli, Krishnagiri District.
2. The Regional Manager, Indian Bank, Dharmapuri District.
3. The Sub-Treasury Officer, Pochampalli, Krishnagiri District.
M.DURAISWAMY, J.
abr/Rj W.P.No.5273 of 2017 & W.M.P.No.5589 of 2017 15.06.2017 http://www.judis.nic.in
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Title

H Narayanasamy vs The Indian Bank And Others

Court

Madras High Court

JudgmentDate
15 June, 2017
Judges
  • M Duraiswamy